Call reports 2009
MID AMERICA BANK — 2009
What MID AMERICA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,251,000 | 73,607,000 | 76,857,000 | 83,435,000 |
| Total loans | 31,358,000 | 33,729,000 | 45,166,000 | 55,252,000 |
| Allowance for loan losses | 297,000 | 386,000 | 418,000 | 442,000 |
| Securities available for sale | 18,514,000 | 29,829,000 | 23,808,000 | 19,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,454,000 | 58,846,000 | 62,498,000 | 69,382,000 |
| Interest-bearing deposits | 39,868,000 | 52,395,000 | 55,721,000 | 62,648,000 |
| Noninterest-bearing deposits | 6,586,000 | 6,451,000 | 6,777,000 | 6,734,000 |
| Equity capital | 10,261,000 | 10,142,000 | 10,283,000 | 10,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,445,000 | 2,414,000 | 3,376,000 |
| Interest expense | 250,000 | 539,000 | 862,000 | 1,171,000 |
| Net interest income | 385,000 | 906,000 | 1,552,000 | 2,205,000 |
| Noninterest income | 37,000 | 21,000 | 79,000 | 523,000 |
| Noninterest expense | 556,000 | 1,206,000 | 1,869,000 | 2,641,000 |
| Provision for loan losses | 10,000 | 260,000 | 290,000 | 560,000 |
| Pretax income | -99,000 | -494,000 | -457,000 | -444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -99,000 | -494,000 | -457,000 | -444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,546,000 | 6,468,000 | 6,523,000 | 6,603,000 |
| Total capital | 6,843,000 | 6,854,000 | 6,941,000 | 7,045,000 |
| Risk-weighted assets | 33,122,000 | 40,427,000 | 50,922,000 | 53,198,000 |