Call reports 2007
MID AMERICA BANK — 2007
What MID AMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,123,000 | 42,222,000 | 41,450,000 | 40,699,000 |
| Total loans | 35,709,000 | 34,685,000 | 33,500,000 | 31,076,000 |
| Allowance for loan losses | 414,000 | 419,000 | 419,000 | 264,000 |
| Securities available for sale | 9,117,000 | 4,036,000 | 4,215,000 | 5,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,990,000 | 36,866,000 | 36,279,000 | 35,199,000 |
| Interest-bearing deposits | 32,998,000 | 30,191,000 | 29,664,000 | 28,893,000 |
| Noninterest-bearing deposits | 6,992,000 | 6,675,000 | 6,615,000 | 6,306,000 |
| Equity capital | 3,488,000 | 3,533,000 | 3,537,000 | 3,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,404,000 | 2,034,000 | 2,644,000 |
| Interest expense | 386,000 | 708,000 | 991,000 | 1,258,000 |
| Net interest income | 352,000 | 696,000 | 1,043,000 | 1,386,000 |
| Noninterest income | 36,000 | 83,000 | 128,000 | 169,000 |
| Noninterest expense | 446,000 | 838,000 | 1,224,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -58,000 | -56,000 | -50,000 | -70,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | -59,000 | -58,000 | -53,000 | -74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,474,000 | 3,575,000 | 3,579,000 | 3,558,000 |
| Total capital | 3,860,000 | 3,936,000 | 3,938,000 | 3,822,000 |
| Risk-weighted assets | 30,853,000 | 28,849,000 | 28,666,000 | 27,697,000 |