Call reports 2006
MID AMERICA BANK — 2006
What MID AMERICA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,059,000 | 48,696,000 | 53,311,000 | 51,600,000 |
| Total loans | 42,223,000 | 40,183,000 | 40,354,000 | 39,067,000 |
| Allowance for loan losses | 468,000 | 444,000 | 440,000 | 408,000 |
| Securities available for sale | 3,773,000 | 4,659,000 | 6,265,000 | 8,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,282,000 | 37,859,000 | 42,729,000 | 42,300,000 |
| Interest-bearing deposits | 32,282,000 | 31,798,000 | 34,081,000 | 36,033,000 |
| Noninterest-bearing deposits | 6,000,000 | 6,061,000 | 8,648,000 | 6,267,000 |
| Equity capital | 3,536,000 | 3,517,000 | 3,531,000 | 3,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,445,000 | 2,158,000 | 2,931,000 |
| Interest expense | 311,000 | 608,000 | 932,000 | 1,307,000 |
| Net interest income | 417,000 | 837,000 | 1,226,000 | 1,624,000 |
| Noninterest income | 39,000 | 91,000 | 136,000 | 172,000 |
| Noninterest expense | 488,000 | 973,000 | 1,442,000 | 1,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -32,000 | -32,000 | -67,000 | -88,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | -33,000 | -33,000 | -69,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,590,000 | 3,590,000 | 3,554,000 | 3,533,000 |
| Total capital | 4,012,000 | 3,997,000 | 3,978,000 | 3,941,000 |
| Risk-weighted assets | 33,734,000 | 32,517,000 | 33,875,000 | 33,074,000 |