Call reports 2005
MID AMERICA BANK — 2005
What MID AMERICA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,426,000 | 49,893,000 | 51,403,000 | 53,811,000 |
| Total loans | 36,249,000 | 41,412,000 | 43,530,000 | 45,636,000 |
| Allowance for loan losses | 463,000 | 479,000 | 471,000 | 471,000 |
| Securities available for sale | 3,878,000 | 3,753,000 | 3,585,000 | 3,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,717,000 | 40,655,000 | 41,143,000 | 42,068,000 |
| Interest-bearing deposits | 31,547,000 | 33,678,000 | 33,684,000 | 34,971,000 |
| Noninterest-bearing deposits | 6,170,000 | 6,977,000 | 7,459,000 | 7,097,000 |
| Equity capital | 3,390,000 | 3,607,000 | 3,603,000 | 3,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,246,000 | 1,959,000 | 2,698,000 |
| Interest expense | 185,000 | 381,000 | 631,000 | 907,000 |
| Net interest income | 432,000 | 865,000 | 1,328,000 | 1,791,000 |
| Noninterest income | 62,000 | 117,000 | 168,000 | 207,000 |
| Noninterest expense | 474,000 | 953,000 | 1,436,000 | 1,928,000 |
| Provision for loan losses | 16,000 | 24,000 | 43,000 | 43,000 |
| Pretax income | 10,000 | 11,000 | 23,000 | 33,000 |
| Income tax | 0 | 1,000 | 2,000 | 4,000 |
| Net income | 10,000 | 10,000 | 21,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,447,000 | 3,647,000 | 3,658,000 | 3,666,000 |
| Total capital | 3,844,000 | 4,080,000 | 4,102,000 | 4,124,000 |
| Risk-weighted assets | 31,662,000 | 34,581,000 | 35,464,000 | 36,606,000 |