Call reports 2004
MID AMERICA BANK — 2004
What MID AMERICA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,904,000 | 46,133,000 | 45,302,000 | 46,082,000 |
| Total loans | 34,308,000 | 36,274,000 | 34,906,000 | 35,182,000 |
| Allowance for loan losses | 421,000 | 432,000 | 436,000 | 448,000 |
| Securities available for sale | 4,498,000 | 4,475,000 | 4,303,000 | 5,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,580,000 | 39,705,000 | 39,122,000 | 40,023,000 |
| Interest-bearing deposits | 30,900,000 | 34,123,000 | 33,480,000 | 33,717,000 |
| Noninterest-bearing deposits | 5,680,000 | 5,582,000 | 5,642,000 | 6,306,000 |
| Equity capital | 3,463,000 | 3,492,000 | 3,527,000 | 3,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,283,000 | 1,946,000 | 2,578,000 |
| Interest expense | 154,000 | 303,000 | 470,000 | 643,000 |
| Net interest income | 458,000 | 980,000 | 1,476,000 | 1,935,000 |
| Noninterest income | 32,000 | 78,000 | 115,000 | 151,000 |
| Noninterest expense | 472,000 | 904,000 | 1,368,000 | 1,833,000 |
| Provision for loan losses | 12,000 | 34,000 | 70,000 | 149,000 |
| Pretax income | 7,000 | 121,000 | 154,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 7,000 | 121,000 | 154,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,415,000 | 3,504,000 | 3,512,000 | 3,462,000 |
| Total capital | 3,836,000 | 3,936,000 | 3,935,000 | 3,836,000 |
| Risk-weighted assets | 34,173,000 | 35,631,000 | 33,849,000 | 29,885,000 |