Call reports 2003
MID AMERICA BANK — 2003
What MID AMERICA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,064,000 | 40,843,000 | 42,688,000 | 43,244,000 |
| Total loans | 33,419,000 | 34,191,000 | 33,646,000 | 33,570,000 |
| Allowance for loan losses | 437,000 | 449,000 | 429,000 | 421,000 |
| Securities available for sale | 1,954,000 | 1,466,000 | 2,223,000 | 2,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,343,000 | 35,086,000 | 36,615,000 | 37,160,000 |
| Interest-bearing deposits | 27,355,000 | 30,157,000 | 31,474,000 | 31,400,000 |
| Noninterest-bearing deposits | 4,988,000 | 4,929,000 | 5,141,000 | 5,760,000 |
| Equity capital | 3,112,000 | 3,137,000 | 3,450,000 | 3,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,297,000 | 1,948,000 | 2,564,000 |
| Interest expense | 153,000 | 307,000 | 470,000 | 627,000 |
| Net interest income | 497,000 | 990,000 | 1,478,000 | 1,937,000 |
| Noninterest income | 25,000 | 149,000 | 188,000 | 211,000 |
| Noninterest expense | 422,000 | 867,000 | 1,319,000 | 1,830,000 |
| Provision for loan losses | 25,000 | 51,000 | 67,000 | 76,000 |
| Pretax income | 75,000 | 252,000 | 313,000 | 276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 252,000 | 313,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,072,000 | 3,083,000 | 3,411,000 | 3,441,000 |
| Total capital | 3,492,000 | 3,492,000 | 3,839,000 | 3,862,000 |
| Risk-weighted assets | 33,620,000 | 32,728,000 | 34,233,000 | 34,132,000 |