Call reports 2002
MID AMERICA BANK — 2002
What MID AMERICA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,438,000 | 38,651,000 | 39,302,000 | 40,145,000 |
| Total loans | 31,325,000 | 31,998,000 | 32,469,000 | 32,854,000 |
| Allowance for loan losses | 355,000 | 401,000 | 426,000 | 412,000 |
| Securities available for sale | 2,942,000 | 3,665,000 | 2,474,000 | 1,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,025,000 | 33,229,000 | 33,721,000 | 34,504,000 |
| Interest-bearing deposits | 27,769,000 | 28,472,000 | 28,681,000 | 29,058,000 |
| Noninterest-bearing deposits | 4,256,000 | 4,757,000 | 5,040,000 | 5,446,000 |
| Equity capital | 2,800,000 | 2,798,000 | 2,955,000 | 3,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,348,000 | 2,029,000 | 2,687,000 |
| Interest expense | 217,000 | 407,000 | 590,000 | 755,000 |
| Net interest income | 473,000 | 941,000 | 1,439,000 | 1,932,000 |
| Noninterest income | 26,000 | 54,000 | 90,000 | 120,000 |
| Noninterest expense | 516,000 | 919,000 | 1,314,000 | 1,735,000 |
| Provision for loan losses | 45,000 | 90,000 | 114,000 | 139,000 |
| Pretax income | -62,000 | -14,000 | 121,000 | 198,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | -67,000 | -24,000 | 106,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,894,000 | 2,817,000 | 2,919,000 | 3,008,000 |
| Total capital | 3,249,000 | 3,218,000 | 3,331,000 | 3,420,000 |
| Risk-weighted assets | 33,074,000 | 33,364,000 | 32,976,000 | 33,321,000 |