Call reports 2001
MID AMERICA BANK — 2001
What MID AMERICA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,002,000 | 38,775,000 | 38,534,000 | 39,882,000 |
| Total loans | 27,149,000 | 28,624,000 | 30,311,000 | 30,783,000 |
| Allowance for loan losses | 177,000 | 287,000 | 327,000 | 304,000 |
| Securities available for sale | 4,441,000 | 6,684,000 | 4,799,000 | 3,241,000 |
| Securities held to maturity | 3,988,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,380,000 | 33,535,000 | 33,364,000 | 34,529,000 |
| Interest-bearing deposits | 29,350,000 | 29,535,000 | 29,167,000 | 30,127,000 |
| Noninterest-bearing deposits | 4,030,000 | 4,000,000 | 4,197,000 | 4,402,000 |
| Equity capital | 2,413,000 | 2,335,000 | 2,455,000 | 2,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,521,000 | 2,255,000 | 2,969,000 |
| Interest expense | 403,000 | 776,000 | 1,093,000 | 1,356,000 |
| Net interest income | 360,000 | 745,000 | 1,162,000 | 1,613,000 |
| Noninterest income | 34,000 | 67,000 | 103,000 | 160,000 |
| Noninterest expense | 328,000 | 656,000 | 999,000 | 1,434,000 |
| Provision for loan losses | 19,000 | 142,000 | 200,000 | 231,000 |
| Pretax income | 51,000 | 27,000 | 76,000 | 120,000 |
| Income tax | 0 | 4,000 | 17,000 | 24,000 |
| Net income | 51,000 | 23,000 | 59,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,458,000 | 2,430,000 | 2,466,000 | 2,803,000 |
| Total capital | 2,635,000 | 2,717,000 | 2,793,000 | 3,107,000 |
| Risk-weighted assets | 31,195,000 | 31,204,000 | 32,353,000 | 33,089,000 |