Call reports 2016
PIONEER BANK OF WISCONSIN — 2016
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,293,000 | 70,187,000 | 70,338,000 | 71,777,000 |
| Total loans | 30,525,000 | 31,392,000 | 30,417,000 | 30,768,000 |
| Allowance for loan losses | 334,000 | 343,000 | 334,000 | 336,000 |
| Securities available for sale | 32,048,000 | 32,352,000 | 31,172,000 | 31,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,197,000 | 58,285,000 | 60,487,000 | 62,616,000 |
| Interest-bearing deposits | 43,009,000 | 43,533,000 | 46,210,000 | 47,239,000 |
| Noninterest-bearing deposits | 15,188,000 | 14,752,000 | 14,277,000 | 15,377,000 |
| Equity capital | 7,878,000 | 8,028,000 | 8,090,000 | 7,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,225,000 | 1,864,000 | 2,470,000 |
| Interest expense | 60,000 | 121,000 | 186,000 | 250,000 |
| Net interest income | 552,000 | 1,104,000 | 1,678,000 | 2,220,000 |
| Noninterest income | 57,000 | 114,000 | 166,000 | 213,000 |
| Noninterest expense | 389,000 | 802,000 | 1,244,000 | 1,664,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 210,000 | 396,000 | 611,000 | 780,000 |
| Income tax | 59,000 | 113,000 | 171,000 | 217,000 |
| Net income | 151,000 | 283,000 | 440,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,405,000 | 6,470,000 | 6,563,000 | 6,620,000 |
| Total capital | 6,739,000 | 6,813,000 | 6,897,000 | 6,955,000 |
| Risk-weighted assets | 41,084,000 | 42,025,000 | 39,267,000 | 40,236,000 |