Call reports 2015
PIONEER BANK OF WISCONSIN — 2015
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,353,000 | 66,845,000 | 67,816,000 | 69,868,000 |
| Total loans | 26,008,000 | 28,301,000 | 29,531,000 | 30,679,000 |
| Allowance for loan losses | 302,000 | 314,000 | 314,000 | 324,000 |
| Securities available for sale | 35,281,000 | 34,736,000 | 33,690,000 | 32,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,070,000 | 57,272,000 | 56,410,000 | 58,978,000 |
| Interest-bearing deposits | 41,755,000 | 41,001,000 | 41,042,000 | 42,279,000 |
| Noninterest-bearing deposits | 17,315,000 | 16,271,000 | 15,368,000 | 16,699,000 |
| Equity capital | 7,570,000 | 7,407,000 | 7,698,000 | 7,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,165,000 | 1,797,000 | 2,430,000 |
| Interest expense | 62,000 | 125,000 | 185,000 | 248,000 |
| Net interest income | 513,000 | 1,040,000 | 1,612,000 | 2,182,000 |
| Noninterest income | 60,000 | 123,000 | 182,000 | 234,000 |
| Noninterest expense | 381,000 | 762,000 | 1,141,000 | 1,602,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 20,000 |
| Pretax income | 211,000 | 410,000 | 662,000 | 813,000 |
| Income tax | 63,000 | 125,000 | 181,000 | 223,000 |
| Net income | 148,000 | 285,000 | 481,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,402,000 | 6,483,000 | 6,624,000 | 6,665,000 |
| Total capital | 6,704,000 | 6,797,000 | 6,938,000 | 6,989,000 |
| Risk-weighted assets | 39,827,000 | 41,096,000 | 41,870,000 | 43,342,000 |