Call reports 2014
PIONEER BANK OF WISCONSIN — 2014
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,480,000 | 64,108,000 | 64,231,000 | 67,431,000 |
| Total loans | 23,992,000 | 24,155,000 | 24,851,000 | 25,650,000 |
| Allowance for loan losses | 314,000 | 317,000 | 317,000 | 302,000 |
| Securities available for sale | 34,244,000 | 34,624,000 | 34,959,000 | 35,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,224,000 | 55,456,000 | 55,551,000 | 58,644,000 |
| Interest-bearing deposits | 40,709,000 | 40,836,000 | 40,799,000 | 41,039,000 |
| Noninterest-bearing deposits | 17,515,000 | 14,620,000 | 14,752,000 | 17,605,000 |
| Equity capital | 6,764,000 | 7,053,000 | 7,121,000 | 7,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,171,000 | 1,756,000 | 2,344,000 |
| Interest expense | 69,000 | 136,000 | 203,000 | 269,000 |
| Net interest income | 486,000 | 1,035,000 | 1,553,000 | 2,075,000 |
| Noninterest income | 54,000 | 118,000 | 182,000 | 248,000 |
| Noninterest expense | 375,000 | 757,000 | 1,139,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 180,000 | 417,000 | 569,000 | 724,000 |
| Income tax | 50,000 | 124,000 | 114,000 | 159,000 |
| Net income | 130,000 | 293,000 | 455,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,755,000 | 6,858,000 | 6,960,000 | 7,011,000 |
| Total capital | 7,069,000 | 7,175,000 | 7,277,000 | 7,313,000 |
| Risk-weighted assets | 34,797,000 | 34,797,000 | 35,389,000 | 37,017,000 |