Call reports 2013
PIONEER BANK OF WISCONSIN — 2013
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,733,000 | 67,785,000 | 66,136,000 | 67,286,000 |
| Total loans | 25,005,000 | 24,759,000 | 24,849,000 | 23,941,000 |
| Allowance for loan losses | 294,000 | 295,000 | 311,000 | 312,000 |
| Securities available for sale | 32,910,000 | 32,838,000 | 32,576,000 | 33,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,998,000 | 59,505,000 | 58,000,000 | 59,230,000 |
| Interest-bearing deposits | 40,368,000 | 42,013,000 | 41,332,000 | 41,432,000 |
| Noninterest-bearing deposits | 16,630,000 | 17,492,000 | 16,668,000 | 17,798,000 |
| Equity capital | 7,048,000 | 6,745,000 | 6,488,000 | 6,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,160,000 | 1,754,000 | 2,328,000 |
| Interest expense | 78,000 | 155,000 | 231,000 | 302,000 |
| Net interest income | 506,000 | 1,005,000 | 1,523,000 | 2,026,000 |
| Noninterest income | 50,000 | 114,000 | 171,000 | 232,000 |
| Noninterest expense | 362,000 | 732,000 | 1,099,000 | 1,468,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 194,000 | 419,000 | 612,000 | 828,000 |
| Income tax | 47,000 | 114,000 | 120,000 | 184,000 |
| Net income | 147,000 | 305,000 | 492,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,358,000 | 6,467,000 | 6,387,000 | 6,598,000 |
| Total capital | 6,652,000 | 6,762,000 | 6,698,000 | 6,910,000 |
| Risk-weighted assets | 34,848,000 | 34,639,000 | 35,117,000 | 34,481,000 |