Call reports 2012
PIONEER BANK OF WISCONSIN — 2012
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,636,000 | 62,980,000 | 66,874,000 | 64,721,000 |
| Total loans | 21,641,000 | 22,969,000 | 24,149,000 | 25,278,000 |
| Allowance for loan losses | 260,000 | 264,000 | 265,000 | 292,000 |
| Securities available for sale | 32,601,000 | 33,905,000 | 33,357,000 | 33,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,665,000 | 54,628,000 | 58,294,000 | 56,091,000 |
| Interest-bearing deposits | 40,516,000 | 41,897,000 | 41,550,000 | 40,766,000 |
| Noninterest-bearing deposits | 13,149,000 | 12,731,000 | 16,744,000 | 15,325,000 |
| Equity capital | 6,414,000 | 6,678,000 | 6,833,000 | 6,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,161,000 | 1,747,000 | 2,443,000 |
| Interest expense | 100,000 | 195,000 | 289,000 | 378,000 |
| Net interest income | 469,000 | 966,000 | 1,458,000 | 2,065,000 |
| Noninterest income | 45,000 | 91,000 | 134,000 | 176,000 |
| Noninterest expense | 323,000 | 672,000 | 1,010,000 | 1,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 191,000 | 385,000 | 582,000 | 847,000 |
| Income tax | 36,000 | 78,000 | 118,000 | 120,000 |
| Net income | 155,000 | 307,000 | 464,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,864,000 | 5,965,000 | 6,019,000 | 6,240,000 |
| Total capital | 6,124,000 | 6,229,000 | 6,284,000 | 6,532,000 |
| Risk-weighted assets | 32,354,000 | 33,487,000 | 35,248,000 | 35,203,000 |