Call reports 2011
PIONEER BANK OF WISCONSIN — 2011
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,615,000 | 58,245,000 | 59,072,000 | 60,416,000 |
| Total loans | 18,740,000 | 19,377,000 | 20,169,000 | 20,366,000 |
| Allowance for loan losses | 241,000 | 248,000 | 252,000 | 253,000 |
| Securities available for sale | 32,955,000 | 33,700,000 | 33,656,000 | 32,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,832,000 | 51,067,000 | 51,509,000 | 52,588,000 |
| Interest-bearing deposits | 34,266,000 | 34,353,000 | 34,496,000 | 39,850,000 |
| Noninterest-bearing deposits | 17,566,000 | 16,714,000 | 17,012,000 | 12,738,000 |
| Equity capital | 5,296,000 | 5,690,000 | 6,036,000 | 6,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,114,000 | 1,690,000 | 2,456,000 |
| Interest expense | 130,000 | 249,000 | 362,000 | 470,000 |
| Net interest income | 431,000 | 865,000 | 1,328,000 | 1,986,000 |
| Noninterest income | 33,000 | 76,000 | 115,000 | 162,000 |
| Noninterest expense | 335,000 | 685,000 | 1,017,000 | 1,338,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 68,000 |
| Pretax income | 106,000 | 264,000 | 434,000 | 773,000 |
| Income tax | 8,000 | 20,000 | 53,000 | 132,000 |
| Net income | 98,000 | 244,000 | 381,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,018,000 | 5,192,000 | 5,307,000 | 5,657,000 |
| Total capital | 5,259,000 | 5,440,000 | 5,559,000 | 5,910,000 |
| Risk-weighted assets | 28,725,000 | 28,984,000 | 30,511,000 | 30,110,000 |