Call reports 2010
PIONEER BANK OF WISCONSIN — 2010
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,685,000 | 57,244,000 | 56,717,000 | 58,514,000 |
| Total loans | 16,671,000 | 17,453,000 | 18,407,000 | 18,635,000 |
| Allowance for loan losses | 224,000 | 264,000 | 197,000 | 223,000 |
| Securities available for sale | 32,646,000 | 32,969,000 | 33,420,000 | 32,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,263,000 | 49,791,000 | 49,368,000 | 51,812,000 |
| Interest-bearing deposits | 33,440,000 | 34,008,000 | 33,251,000 | 34,283,000 |
| Noninterest-bearing deposits | 14,823,000 | 15,783,000 | 16,117,000 | 17,529,000 |
| Equity capital | 5,950,000 | 6,008,000 | 5,788,000 | 5,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,157,000 | 1,733,000 | 2,313,000 |
| Interest expense | 163,000 | 322,000 | 477,000 | 620,000 |
| Net interest income | 403,000 | 835,000 | 1,256,000 | 1,693,000 |
| Noninterest income | 35,000 | 2,000 | 42,000 | 82,000 |
| Noninterest expense | 366,000 | 731,000 | 1,090,000 | 1,429,000 |
| Provision for loan losses | 10,000 | 51,000 | 66,000 | 91,000 |
| Pretax income | 62,000 | 55,000 | 171,000 | 113,000 |
| Income tax | 5,000 | -61,000 | -61,000 | -51,000 |
| Net income | 57,000 | 116,000 | 232,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,640,000 | 5,412,000 | 5,005,000 | 4,934,000 |
| Total capital | 5,864,000 | 5,676,000 | 5,202,000 | 5,157,000 |
| Risk-weighted assets | 34,077,000 | 29,002,000 | 28,823,000 | 28,621,000 |