Call reports 2009
PIONEER BANK OF WISCONSIN — 2009
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,957,000 | 55,970,000 | 55,360,000 | 56,629,000 |
| Total loans | 19,165,000 | 18,407,000 | 17,691,000 | 17,476,000 |
| Allowance for loan losses | 369,000 | 427,000 | 436,000 | 469,000 |
| Securities available for sale | 30,685,000 | 32,057,000 | 32,604,000 | 32,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,376,000 | 48,771,000 | 47,753,000 | 49,320,000 |
| Interest-bearing deposits | 37,654,000 | 33,722,000 | 33,202,000 | 32,937,000 |
| Noninterest-bearing deposits | 10,722,000 | 15,049,000 | 14,551,000 | 16,383,000 |
| Equity capital | 5,834,000 | 5,730,000 | 6,008,000 | 5,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,226,000 | 1,821,000 | 2,389,000 |
| Interest expense | 206,000 | 402,000 | 589,000 | 764,000 |
| Net interest income | 436,000 | 824,000 | 1,232,000 | 1,625,000 |
| Noninterest income | 37,000 | 57,000 | 100,000 | 92,000 |
| Noninterest expense | 380,000 | 773,000 | 1,183,000 | 1,558,000 |
| Provision for loan losses | 0 | 250,000 | 260,000 | 318,000 |
| Pretax income | 93,000 | -142,000 | -67,000 | -389,000 |
| Income tax | 35,000 | -202,000 | -196,000 | -290,000 |
| Net income | 58,000 | 60,000 | 129,000 | -99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,555,000 | 5,558,000 | 5,627,000 | 5,434,000 |
| Total capital | 5,924,000 | 5,974,000 | 6,042,000 | 5,856,000 |
| Risk-weighted assets | 35,935,000 | 33,261,000 | 33,288,000 | 33,921,000 |