Call reports 2008
PIONEER BANK OF WISCONSIN — 2008
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 57,518,000 | 58,266,000 | 56,208,000 | 56,409,000 |
| Total loans | 20,454,000 | 20,271,000 | 20,253,000 | 20,675,000 |
| Allowance for loan losses | 296,000 | 296,000 | 348,000 | 425,000 |
| Securities available for sale | 31,235,000 | 30,137,000 | 30,169,000 | 31,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,092,000 | 50,156,000 | 48,025,000 | 49,045,000 |
| Interest-bearing deposits | 38,464,000 | 33,626,000 | 36,915,000 | 37,665,000 |
| Noninterest-bearing deposits | 10,628,000 | 16,530,000 | 11,110,000 | 11,380,000 |
| Equity capital | 5,833,000 | 5,643,000 | 5,666,000 | 5,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,573,000 | 2,316,000 | 3,033,000 |
| Interest expense | 280,000 | 532,000 | 764,000 | 985,000 |
| Net interest income | 540,000 | 1,041,000 | 1,552,000 | 2,048,000 |
| Noninterest income | 39,000 | 95,000 | 137,000 | 163,000 |
| Noninterest expense | 387,000 | 747,000 | 1,098,000 | 1,429,000 |
| Provision for loan losses | 40,000 | 40,000 | 90,000 | 165,000 |
| Pretax income | 152,000 | 349,000 | 501,000 | 617,000 |
| Income tax | -10,000 | -32,000 | 4,000 | -15,000 |
| Net income | 162,000 | 381,000 | 497,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,447,000 | 5,526,000 | 5,503,000 | 5,497,000 |
| Total capital | 5,743,000 | 5,822,000 | 5,851,000 | 5,922,000 |
| Risk-weighted assets | 37,558,000 | 37,353,000 | 37,218,000 | 37,475,000 |