Call reports 2007
PIONEER BANK OF WISCONSIN — 2007
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,610,000 | 57,606,000 | 58,573,000 | 58,520,000 |
| Total loans | 19,720,000 | 19,607,000 | 21,006,000 | 21,141,000 |
| Allowance for loan losses | 281,000 | 282,000 | 278,000 | 261,000 |
| Securities available for sale | 33,024,000 | 33,495,000 | 33,020,000 | 32,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,800,000 | 50,008,000 | 50,632,000 | 50,350,000 |
| Interest-bearing deposits | 40,937,000 | 38,643,000 | 39,135,000 | 38,653,000 |
| Noninterest-bearing deposits | 11,863,000 | 11,365,000 | 11,497,000 | 11,697,000 |
| Equity capital | 5,438,000 | 5,248,000 | 5,494,000 | 5,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,774,000 | 2,658,000 | 3,528,000 |
| Interest expense | 299,000 | 597,000 | 897,000 | 1,194,000 |
| Net interest income | 574,000 | 1,177,000 | 1,761,000 | 2,334,000 |
| Noninterest income | 49,000 | 98,000 | 148,000 | 196,000 |
| Noninterest expense | 386,000 | 782,000 | 1,170,000 | 1,528,000 |
| Provision for loan losses | 88,000 | 88,000 | 88,000 | 108,000 |
| Pretax income | 149,000 | 405,000 | 651,000 | 894,000 |
| Income tax | -64,000 | -37,000 | -10,000 | 19,000 |
| Net income | 213,000 | 442,000 | 661,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,363,000 | 5,413,000 | 5,441,000 | 5,425,000 |
| Total capital | 5,644,000 | 5,695,000 | 5,719,000 | 5,686,000 |
| Risk-weighted assets | 36,649,000 | 36,383,000 | 36,905,000 | 37,191,000 |