Call reports 2006
PIONEER BANK OF WISCONSIN — 2006
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,874,000 | 57,673,000 | 58,213,000 | 59,431,000 |
| Total loans | 21,239,000 | 21,587,000 | 20,917,000 | 20,757,000 |
| Allowance for loan losses | 299,000 | 299,000 | 294,000 | 295,000 |
| Securities available for sale | 31,201,000 | 30,774,000 | 31,540,000 | 32,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,263,000 | 50,196,000 | 50,381,000 | 51,598,000 |
| Interest-bearing deposits | 39,531,000 | 39,288,000 | 39,086,000 | 39,502,000 |
| Noninterest-bearing deposits | 10,732,000 | 10,908,000 | 11,295,000 | 12,096,000 |
| Equity capital | 5,327,000 | 5,198,000 | 5,417,000 | 5,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,630,000 | 2,477,000 | 3,339,000 |
| Interest expense | 233,000 | 491,000 | 766,000 | 1,055,000 |
| Net interest income | 569,000 | 1,139,000 | 1,711,000 | 2,284,000 |
| Noninterest income | 56,000 | 113,000 | 177,000 | 232,000 |
| Noninterest expense | 381,000 | 765,000 | 1,145,000 | 1,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 68,000 |
| Pretax income | 244,000 | 487,000 | 743,000 | 937,000 |
| Income tax | 15,000 | 18,000 | 28,000 | 44,000 |
| Net income | 229,000 | 469,000 | 715,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,272,000 | 5,312,000 | 5,347,000 | 5,325,000 |
| Total capital | 5,571,000 | 5,611,000 | 5,641,000 | 5,620,000 |
| Risk-weighted assets | 38,828,000 | 38,541,000 | 38,290,000 | 37,526,000 |