Call reports 2005
PIONEER BANK OF WISCONSIN — 2005
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,693,000 | 58,111,000 | 57,879,000 | 58,450,000 |
| Total loans | 20,928,000 | 21,216,000 | 21,817,000 | 21,853,000 |
| Allowance for loan losses | 311,000 | 311,000 | 287,000 | 316,000 |
| Securities available for sale | 31,596,000 | 32,109,000 | 31,814,000 | 32,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,953,000 | 50,125,000 | 50,072,000 | 50,885,000 |
| Interest-bearing deposits | 40,019,000 | 39,024,000 | 38,879,000 | 39,321,000 |
| Noninterest-bearing deposits | 10,934,000 | 11,101,000 | 11,193,000 | 11,564,000 |
| Equity capital | 5,389,000 | 5,534,000 | 5,479,000 | 5,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,466,000 | 2,226,000 | 3,010,000 |
| Interest expense | 194,000 | 399,000 | 610,000 | 835,000 |
| Net interest income | 527,000 | 1,067,000 | 1,616,000 | 2,175,000 |
| Noninterest income | 54,000 | 112,000 | 178,000 | 234,000 |
| Noninterest expense | 378,000 | 743,000 | 1,119,000 | 1,519,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 4,000 |
| Pretax income | 203,000 | 436,000 | 673,000 | 886,000 |
| Income tax | 7,000 | 15,000 | 27,000 | 39,000 |
| Net income | 196,000 | 421,000 | 646,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,201,000 | 5,246,000 | 5,227,000 |
| Total capital | 5,467,000 | 5,512,000 | 5,533,000 | 5,543,000 |
| Risk-weighted assets | 37,660,000 | 38,440,000 | 38,143,000 | 38,940,000 |