Call reports 2004
PIONEER BANK OF WISCONSIN — 2004
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,379,000 | 60,310,000 | 58,929,000 | 59,780,000 |
| Total loans | 23,768,000 | 23,429,000 | 22,539,000 | 21,239,000 |
| Allowance for loan losses | 335,000 | 331,000 | 323,000 | 326,000 |
| Securities available for sale | 30,006,000 | 31,350,000 | 31,390,000 | 30,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,033,000 | 52,730,000 | 50,806,000 | 51,843,000 |
| Interest-bearing deposits | 39,575,000 | 39,775,000 | 39,457,000 | 39,622,000 |
| Noninterest-bearing deposits | 11,458,000 | 12,955,000 | 11,349,000 | 12,221,000 |
| Equity capital | 5,852,000 | 5,313,000 | 5,632,000 | 5,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,453,000 | 2,200,000 | 2,922,000 |
| Interest expense | 179,000 | 357,000 | 535,000 | 724,000 |
| Net interest income | 547,000 | 1,096,000 | 1,665,000 | 2,198,000 |
| Noninterest income | 62,000 | 135,000 | 202,000 | 268,000 |
| Noninterest expense | 358,000 | 726,000 | 1,089,000 | 1,449,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 251,000 | 505,000 | 768,000 | 1,007,000 |
| Income tax | 13,000 | 25,000 | 98,000 | 107,000 |
| Net income | 238,000 | 480,000 | 670,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,068,000 | 5,099,000 | 5,129,000 | 5,135,000 |
| Total capital | 5,403,000 | 5,430,000 | 5,452,000 | 5,461,000 |
| Risk-weighted assets | 38,671,000 | 39,450,000 | 38,275,000 | 37,526,000 |