Call reports 2003
PIONEER BANK OF WISCONSIN — 2003
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,035,000 | 61,391,000 | 63,510,000 | 60,467,000 |
| Total loans | 24,876,000 | 24,349,000 | 23,302,000 | 23,108,000 |
| Allowance for loan losses | 348,000 | 344,000 | 340,000 | 338,000 |
| Securities available for sale | 24,837,000 | 24,166,000 | 30,689,000 | 30,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,951,000 | 52,945,000 | 55,494,000 | 52,433,000 |
| Interest-bearing deposits | 41,337,000 | 40,961,000 | 42,282,000 | 39,569,000 |
| Noninterest-bearing deposits | 11,614,000 | 11,984,000 | 13,212,000 | 12,864,000 |
| Equity capital | 5,650,000 | 5,886,000 | 5,622,000 | 5,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,479,000 | 2,198,000 | 2,926,000 |
| Interest expense | 241,000 | 461,000 | 659,000 | 847,000 |
| Net interest income | 509,000 | 1,018,000 | 1,539,000 | 2,079,000 |
| Noninterest income | 62,000 | 128,000 | 201,000 | 270,000 |
| Noninterest expense | 370,000 | 727,000 | 1,066,000 | 1,402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 419,000 | 674,000 | 947,000 |
| Income tax | 1,000 | 3,000 | 9,000 | 17,000 |
| Net income | 200,000 | 416,000 | 665,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,968,000 | 4,989,000 | 5,019,000 | 5,040,000 |
| Total capital | 5,316,000 | 5,333,000 | 5,359,000 | 5,378,000 |
| Risk-weighted assets | 36,768,000 | 36,958,000 | 38,234,000 | 38,351,000 |