Call reports 2002
PIONEER BANK OF WISCONSIN — 2002
What PIONEER BANK OF WISCONSIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,854,000 | 55,959,000 | 59,397,000 | 60,573,000 |
| Total loans | 25,506,000 | 26,460,000 | 26,426,000 | 24,573,000 |
| Allowance for loan losses | 360,000 | 358,000 | 346,000 | 346,000 |
| Securities available for sale | 24,285,000 | 24,332,000 | 25,175,000 | 25,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,755,000 | 48,287,000 | 51,256,000 | 52,640,000 |
| Interest-bearing deposits | 37,965,000 | 38,633,000 | 38,820,000 | 40,387,000 |
| Noninterest-bearing deposits | 9,790,000 | 9,654,000 | 12,436,000 | 12,253,000 |
| Equity capital | 5,015,000 | 5,315,000 | 5,634,000 | 5,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,646,000 | 2,465,000 | 3,264,000 |
| Interest expense | 300,000 | 582,000 | 856,000 | 1,128,000 |
| Net interest income | 526,000 | 1,064,000 | 1,609,000 | 2,136,000 |
| Noninterest income | 66,000 | 126,000 | 191,000 | 275,000 |
| Noninterest expense | 345,000 | 672,000 | 1,016,000 | 1,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 518,000 | 784,000 | 1,056,000 |
| Income tax | 13,000 | 34,000 | 47,000 | 61,000 |
| Net income | 234,000 | 484,000 | 737,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,860,000 | 4,890,000 | 4,922,000 | 4,943,000 |
| Total capital | 5,220,000 | 5,248,000 | 5,268,000 | 5,289,000 |
| Risk-weighted assets | 35,857,000 | 36,681,000 | 37,555,000 | 36,437,000 |