Call reports 2025
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2025
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 138,972,000 | 139,820,000 | 136,874,000 | 142,829,000 |
| Total loans | 106,460,000 | 105,221,000 | 105,009,000 | 114,312,000 |
| Allowance for loan losses | 1,334,000 | 1,353,000 | 1,370,000 | 1,355,000 |
| Securities available for sale | 21,093,000 | 21,634,000 | 23,911,000 | 21,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,376,000 | 122,705,000 | 119,158,000 | 124,623,000 |
| Interest-bearing deposits | 101,434,000 | 102,128,000 | 101,739,000 | 107,874,000 |
| Noninterest-bearing deposits | 20,942,000 | 20,577,000 | 17,419,000 | 16,749,000 |
| Equity capital | 14,340,000 | 14,818,000 | 15,393,000 | 15,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,612,000 | 5,477,000 | 7,444,000 |
| Interest expense | 612,000 | 1,249,000 | 1,901,000 | 2,619,000 |
| Net interest income | 1,143,000 | 2,363,000 | 3,576,000 | 4,825,000 |
| Noninterest income | 90,000 | 171,000 | 265,000 | 408,000 |
| Noninterest expense | 829,000 | 1,662,000 | 2,506,000 | 3,373,000 |
| Provision for loan losses | 12,000 | 30,000 | 52,000 | 73,000 |
| Pretax income | 388,000 | 838,000 | 1,226,000 | 1,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 838,000 | 1,226,000 | 1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,390,000 | 16,619,000 | 16,787,000 | 17,037,000 |
| Total capital | 17,724,000 | 17,972,000 | 18,140,000 | 18,392,000 |
| Risk-weighted assets | 108,459,000 | 108,927,000 | 108,234,000 | 116,157,000 |