Call reports 2024
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2024
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 131,195,000 | 127,433,000 | 126,217,000 | 127,478,000 |
| Total loans | 96,051,000 | 95,572,000 | 96,999,000 | 102,312,000 |
| Allowance for loan losses | 1,357,000 | 1,363,000 | 1,354,000 | 1,325,000 |
| Securities available for sale | 26,115,000 | 25,984,000 | 25,277,000 | 21,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,125,000 | 107,833,000 | 105,622,000 | 108,998,000 |
| Interest-bearing deposits | 93,835,000 | 87,567,000 | 87,129,000 | 92,880,000 |
| Noninterest-bearing deposits | 21,290,000 | 20,266,000 | 18,493,000 | 16,118,000 |
| Equity capital | 13,568,000 | 13,549,000 | 14,408,000 | 13,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,194,000 | 4,822,000 | 6,485,000 |
| Interest expense | 587,000 | 1,168,000 | 1,781,000 | 2,393,000 |
| Net interest income | 1,016,000 | 2,026,000 | 3,041,000 | 4,092,000 |
| Noninterest income | 122,000 | 226,000 | 340,000 | 450,000 |
| Noninterest expense | 806,000 | 1,622,000 | 2,420,000 | 3,224,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 320,000 | 606,000 | 926,000 | 1,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 320,000 | 606,000 | 926,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,854,000 | 15,960,000 | 16,100,000 | 16,201,000 |
| Total capital | 17,117,000 | 17,216,000 | 17,363,000 | 17,512,000 |
| Risk-weighted assets | 101,010,000 | 100,424,000 | 101,011,000 | 104,868,000 |