Call reports 2023
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2023
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 143,755,000 | 133,882,000 | 132,565,000 | 132,809,000 |
| Total loans | 88,137,000 | 87,007,000 | 92,707,000 | 98,007,000 |
| Allowance for loan losses | 1,324,000 | 1,333,000 | 1,343,000 | 1,343,000 |
| Securities available for sale | 28,992,000 | 28,613,000 | 27,769,000 | 26,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,337,000 | 118,452,000 | 117,959,000 | 114,741,000 |
| Interest-bearing deposits | 99,853,000 | 94,062,000 | 96,949,000 | 93,996,000 |
| Noninterest-bearing deposits | 28,484,000 | 24,390,000 | 21,010,000 | 20,745,000 |
| Equity capital | 13,030,000 | 12,968,000 | 12,084,000 | 13,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,835,000 | 4,350,000 | 5,897,000 |
| Interest expense | 313,000 | 711,000 | 1,228,000 | 1,790,000 |
| Net interest income | 1,047,000 | 2,124,000 | 3,122,000 | 4,107,000 |
| Noninterest income | 113,000 | 208,000 | 299,000 | 389,000 |
| Noninterest expense | 734,000 | 1,481,000 | 2,260,000 | 3,027,000 |
| Provision for loan losses | 3,000 | 13,000 | 25,000 | 37,000 |
| Pretax income | 423,000 | 838,000 | 1,136,000 | 1,413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 423,000 | 838,000 | 1,136,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,305,000 | 15,519,000 | 15,638,000 | 15,734,000 |
| Total capital | 16,482,000 | 16,691,000 | 16,876,000 | 17,031,000 |
| Risk-weighted assets | 94,067,000 | 93,663,000 | 99,000,000 | 103,719,000 |