Call reports 2021
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2021
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 116,108,000 | 123,884,000 | 122,501,000 | 129,437,000 |
| Total loans | 86,655,000 | 91,042,000 | 88,684,000 | 94,227,000 |
| Allowance for loan losses | 1,294,000 | 1,306,000 | 1,311,000 | 1,317,000 |
| Securities available for sale | 19,311,000 | 27,060,000 | 29,618,000 | 26,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,595,000 | 107,758,000 | 104,868,000 | 109,427,000 |
| Interest-bearing deposits | 76,697,000 | 86,936,000 | 85,918,000 | 88,562,000 |
| Noninterest-bearing deposits | 20,898,000 | 20,822,000 | 18,950,000 | 20,865,000 |
| Equity capital | 13,903,000 | 14,243,000 | 14,370,000 | 14,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,062,000 | 3,110,000 | 4,177,000 |
| Interest expense | 152,000 | 304,000 | 428,000 | 559,000 |
| Net interest income | 872,000 | 1,758,000 | 2,682,000 | 3,618,000 |
| Noninterest income | 297,000 | 648,000 | 750,000 | 849,000 |
| Noninterest expense | 701,000 | 1,422,000 | 2,117,000 | 2,948,000 |
| Provision for loan losses | 18,000 | 30,000 | 42,000 | 54,000 |
| Pretax income | 450,000 | 954,000 | 1,291,000 | 1,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 954,000 | 1,291,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,778,000 | 14,082,000 | 14,219,000 | 14,227,000 |
| Total capital | 14,918,000 | 15,245,000 | 15,385,000 | 15,453,000 |
| Risk-weighted assets | 91,115,000 | 92,916,000 | 93,183,000 | 98,036,000 |