Call reports 2020
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2020
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,522,000 | 107,396,000 | 106,581,000 | 106,927,000 |
| Total loans | 84,546,000 | 84,510,000 | 82,960,000 | 87,016,000 |
| Allowance for loan losses | 1,244,000 | 1,253,000 | 1,281,000 | 1,286,000 |
| Securities available for sale | 8,599,000 | 9,374,000 | 12,351,000 | 14,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,669,000 | 89,429,000 | 88,498,000 | 88,820,000 |
| Interest-bearing deposits | 67,879,000 | 71,997,000 | 70,456,000 | 72,094,000 |
| Noninterest-bearing deposits | 13,790,000 | 17,432,000 | 18,042,000 | 16,726,000 |
| Equity capital | 13,197,000 | 13,588,000 | 13,728,000 | 13,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,254,000 | 3,296,000 | 4,318,000 |
| Interest expense | 220,000 | 447,000 | 597,000 | 744,000 |
| Net interest income | 940,000 | 1,807,000 | 2,699,000 | 3,574,000 |
| Noninterest income | 111,000 | 464,000 | 590,000 | 717,000 |
| Noninterest expense | 696,000 | 1,402,000 | 2,065,000 | 2,746,000 |
| Provision for loan losses | 14,000 | 89,000 | 119,000 | 150,000 |
| Pretax income | 341,000 | 780,000 | 1,105,000 | 1,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 780,000 | 1,105,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,054,000 | 13,293,000 | 13,438,000 | 13,527,000 |
| Total capital | 14,160,000 | 14,341,000 | 14,487,000 | 14,629,000 |
| Risk-weighted assets | 88,349,000 | 83,709,000 | 83,715,000 | 88,049,000 |