Call reports 2019
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2019
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,368,000 | 103,541,000 | 96,696,000 | 100,990,000 |
| Total loans | 83,402,000 | 82,469,000 | 79,832,000 | 86,615,000 |
| Allowance for loan losses | 1,220,000 | 1,235,000 | 1,247,000 | 1,245,000 |
| Securities available for sale | 15,635,000 | 10,811,000 | 10,400,000 | 9,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,158,000 | 83,079,000 | 75,066,000 | 80,324,000 |
| Interest-bearing deposits | 69,062,000 | 70,348,000 | 62,409,000 | 67,681,000 |
| Noninterest-bearing deposits | 13,096,000 | 12,731,000 | 12,657,000 | 12,643,000 |
| Equity capital | 12,446,000 | 12,687,000 | 12,891,000 | 13,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,308,000 | 3,452,000 | 4,600,000 |
| Interest expense | 200,000 | 412,000 | 623,000 | 842,000 |
| Net interest income | 952,000 | 1,896,000 | 2,829,000 | 3,758,000 |
| Noninterest income | 107,000 | 203,000 | 300,000 | 390,000 |
| Noninterest expense | 667,000 | 1,361,000 | 2,036,000 | 2,749,000 |
| Provision for loan losses | 16,000 | 28,000 | 40,000 | 52,000 |
| Pretax income | 376,000 | 727,000 | 1,070,000 | 1,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 727,000 | 1,070,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,444,000 | 12,615,000 | 12,779,000 | 12,893,000 |
| Total capital | 13,503,000 | 13,665,000 | 13,799,000 | 13,993,000 |
| Risk-weighted assets | 84,625,000 | 83,852,000 | 81,412,000 | 87,877,000 |