Call reports 2018
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2018
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,879,000 | 100,886,000 | 101,825,000 | 104,112,000 |
| Total loans | 80,698,000 | 78,088,000 | 79,060,000 | 83,307,000 |
| Allowance for loan losses | 1,146,000 | 1,164,000 | 1,171,000 | 1,204,000 |
| Securities available for sale | 17,336,000 | 17,398,000 | 17,233,000 | 15,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,983,000 | 80,838,000 | 83,784,000 | 82,802,000 |
| Interest-bearing deposits | 66,891,000 | 67,182,000 | 71,008,000 | 70,196,000 |
| Noninterest-bearing deposits | 14,092,000 | 13,656,000 | 12,776,000 | 12,606,000 |
| Equity capital | 11,523,000 | 11,666,000 | 11,698,000 | 12,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,121,000 | 3,203,000 | 4,330,000 |
| Interest expense | 156,000 | 326,000 | 488,000 | 667,000 |
| Net interest income | 891,000 | 1,795,000 | 2,715,000 | 3,663,000 |
| Noninterest income | 80,000 | 189,000 | 268,000 | 368,000 |
| Noninterest expense | 651,000 | 1,297,000 | 1,956,000 | 2,604,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 92,000 |
| Pretax income | 303,000 | 652,000 | 974,000 | 1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 652,000 | 974,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,797,000 | 11,926,000 | 12,069,000 | 12,249,000 |
| Total capital | 12,825,000 | 12,933,000 | 13,089,000 | 13,322,000 |
| Risk-weighted assets | 82,157,000 | 80,436,000 | 81,521,000 | 85,716,000 |