Call reports 2016
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2016
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,169,000 | 105,535,000 | 110,519,000 | 107,799,000 |
| Total loans | 82,903,000 | 82,685,000 | 82,287,000 | 86,278,000 |
| Allowance for loan losses | 939,000 | 958,000 | 976,000 | 1,025,000 |
| Securities available for sale | 14,779,000 | 15,235,000 | 16,387,000 | 15,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,167,000 | 83,005,000 | 90,152,000 | 87,831,000 |
| Interest-bearing deposits | 71,752,000 | 68,410,000 | 78,198,000 | 74,564,000 |
| Noninterest-bearing deposits | 13,415,000 | 14,595,000 | 11,954,000 | 13,267,000 |
| Equity capital | 10,837,000 | 11,143,000 | 11,229,000 | 10,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,059,000 | 3,091,000 | 4,128,000 |
| Interest expense | 132,000 | 265,000 | 410,000 | 548,000 |
| Net interest income | 899,000 | 1,794,000 | 2,681,000 | 3,580,000 |
| Noninterest income | 46,000 | 127,000 | 211,000 | 307,000 |
| Noninterest expense | 601,000 | 1,224,000 | 1,856,000 | 2,491,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 134,000 |
| Pretax income | 326,000 | 665,000 | 986,000 | 1,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 665,000 | 986,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,479,000 | 10,658,000 | 10,819,000 | 10,939,000 |
| Total capital | 11,418,000 | 11,616,000 | 11,795,000 | 11,964,000 |
| Risk-weighted assets | 84,691,000 | 83,953,000 | 84,576,000 | 89,168,000 |