Call reports 2013
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2013
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,862,000 | 94,861,000 | 95,461,000 | 103,325,000 |
| Total loans | 70,266,000 | 69,519,000 | 70,268,000 | 75,498,000 |
| Allowance for loan losses | 708,000 | 738,000 | 764,000 | 794,000 |
| Securities available for sale | 20,519,000 | 20,454,000 | 20,870,000 | 19,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,031,000 | 78,438,000 | 75,510,000 | 84,348,000 |
| Interest-bearing deposits | 64,719,000 | 65,441,000 | 63,669,000 | 71,436,000 |
| Noninterest-bearing deposits | 13,312,000 | 12,997,000 | 11,841,000 | 12,912,000 |
| Equity capital | 9,256,000 | 8,812,000 | 9,107,000 | 9,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,932,000 | 2,887,000 | 3,875,000 |
| Interest expense | 136,000 | 266,000 | 393,000 | 527,000 |
| Net interest income | 840,000 | 1,666,000 | 2,494,000 | 3,348,000 |
| Noninterest income | 59,000 | 110,000 | 149,000 | 213,000 |
| Noninterest expense | 543,000 | 1,096,000 | 1,655,000 | 2,283,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 326,000 | 620,000 | 898,000 | 1,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 620,000 | 898,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,791,000 | 8,925,000 | 9,045,000 | 9,143,000 |
| Total capital | 9,499,000 | 9,663,000 | 9,809,000 | 9,937,000 |
| Risk-weighted assets | 74,655,000 | 74,164,000 | 75,087,000 | 80,638,000 |