Call reports 2012
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2012
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,136,000 | 92,749,000 | 92,520,000 | 97,110,000 |
| Total loans | 68,919,000 | 66,822,000 | 68,042,000 | 71,975,000 |
| Allowance for loan losses | 589,000 | 617,000 | 648,000 | 678,000 |
| Securities available for sale | 18,967,000 | 20,052,000 | 19,411,000 | 18,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,952,000 | 76,061,000 | 74,986,000 | 81,297,000 |
| Interest-bearing deposits | 63,755,000 | 63,490,000 | 64,641,000 | 68,846,000 |
| Noninterest-bearing deposits | 12,197,000 | 12,571,000 | 10,345,000 | 12,451,000 |
| Equity capital | 8,822,000 | 9,068,000 | 9,416,000 | 9,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,034,000 | 3,033,000 | 4,035,000 |
| Interest expense | 186,000 | 355,000 | 514,000 | 788,000 |
| Net interest income | 846,000 | 1,679,000 | 2,519,000 | 3,247,000 |
| Noninterest income | 68,000 | 136,000 | 221,000 | 287,000 |
| Noninterest expense | 536,000 | 1,084,000 | 1,626,000 | 2,175,000 |
| Provision for loan losses | 37,000 | 66,000 | 97,000 | 133,000 |
| Pretax income | 341,000 | 665,000 | 1,017,000 | 1,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 665,000 | 1,017,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,220,000 | 8,384,000 | 8,576,000 | 8,625,000 |
| Total capital | 8,809,000 | 9,001,000 | 9,224,000 | 9,303,000 |
| Risk-weighted assets | 73,087,000 | 71,590,000 | 72,393,000 | 76,273,000 |