Call reports 2011
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2011
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,820,000 | 88,170,000 | 89,887,000 | 92,608,000 |
| Total loans | 64,710,000 | 63,185,000 | 64,869,000 | 69,365,000 |
| Allowance for loan losses | 475,000 | 496,000 | 500,000 | 552,000 |
| Securities available for sale | 17,185,000 | 19,003,000 | 19,491,000 | 17,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,664,000 | 70,422,000 | 70,861,000 | 73,551,000 |
| Interest-bearing deposits | 61,520,000 | 60,232,000 | 61,561,000 | 62,903,000 |
| Noninterest-bearing deposits | 10,144,000 | 10,190,000 | 9,300,000 | 10,647,000 |
| Equity capital | 8,017,000 | 8,446,000 | 8,771,000 | 8,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,018,000 | 3,045,000 | 4,085,000 |
| Interest expense | 223,000 | 440,000 | 654,000 | 895,000 |
| Net interest income | 774,000 | 1,578,000 | 2,391,000 | 3,190,000 |
| Noninterest income | 52,000 | 101,000 | 164,000 | 224,000 |
| Noninterest expense | 541,000 | 1,090,000 | 1,635,000 | 2,198,000 |
| Provision for loan losses | 21,000 | 42,000 | 93,000 | 217,000 |
| Pretax income | 276,000 | 572,000 | 852,000 | 1,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 572,000 | 852,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,772,000 | 7,908,000 | 8,028,000 | 8,059,000 |
| Total capital | 8,247,000 | 8,404,000 | 8,528,000 | 8,611,000 |
| Risk-weighted assets | 69,805,000 | 67,889,000 | 69,604,000 | 73,364,000 |