Call reports 2010
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2010
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,043,000 | 80,197,000 | 83,355,000 | 87,190,000 |
| Total loans | 58,430,000 | 59,712,000 | 64,282,000 | 70,982,000 |
| Allowance for loan losses | 435,000 | 456,000 | 477,000 | 498,000 |
| Securities available for sale | 14,290,000 | 15,613,000 | 13,683,000 | 12,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,586,000 | 65,426,000 | 66,923,000 | 66,908,000 |
| Interest-bearing deposits | 56,773,000 | 57,437,000 | 57,228,000 | 57,586,000 |
| Noninterest-bearing deposits | 8,813,000 | 7,989,000 | 9,695,000 | 9,322,000 |
| Equity capital | 7,772,000 | 7,861,000 | 7,994,000 | 7,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,945,000 | 2,937,000 | 3,953,000 |
| Interest expense | 244,000 | 483,000 | 715,000 | 947,000 |
| Net interest income | 724,000 | 1,462,000 | 2,222,000 | 3,006,000 |
| Noninterest income | 52,000 | 94,000 | 145,000 | 201,000 |
| Noninterest expense | 526,000 | 1,056,000 | 1,603,000 | 2,170,000 |
| Provision for loan losses | 20,000 | 46,000 | 70,000 | 131,000 |
| Pretax income | 230,000 | 454,000 | 694,000 | 906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 454,000 | 694,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,420,000 | 7,464,000 | 7,543,000 | 7,636,000 |
| Total capital | 7,855,000 | 7,920,000 | 8,020,000 | 8,134,000 |
| Risk-weighted assets | 62,572,000 | 64,012,000 | 67,969,000 | 73,804,000 |