Call reports 2009
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2009
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,590,000 | 77,297,000 | 76,523,000 | 78,899,000 |
| Total loans | 56,858,000 | 56,811,000 | 57,844,000 | 61,298,000 |
| Allowance for loan losses | 402,000 | 396,000 | 406,000 | 418,000 |
| Securities available for sale | 14,198,000 | 14,433,000 | 13,637,000 | 12,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,490,000 | 63,114,000 | 63,170,000 | 65,531,000 |
| Interest-bearing deposits | 55,700,000 | 54,747,000 | 55,691,000 | 56,914,000 |
| Noninterest-bearing deposits | 7,790,000 | 8,367,000 | 7,479,000 | 8,617,000 |
| Equity capital | 7,424,000 | 7,478,000 | 7,689,000 | 7,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,007,000 | 3,001,000 | 4,007,000 |
| Interest expense | 372,000 | 686,000 | 968,000 | 1,227,000 |
| Net interest income | 624,000 | 1,321,000 | 2,033,000 | 2,780,000 |
| Noninterest income | 57,000 | 101,000 | 148,000 | 194,000 |
| Noninterest expense | 484,000 | 977,000 | 1,485,000 | 1,986,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 131,000 |
| Pretax income | 197,000 | 445,000 | 687,000 | 857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 445,000 | 687,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,129,000 | 7,177,000 | 7,299,000 | 7,349,000 |
| Total capital | 7,531,000 | 7,573,000 | 7,705,000 | 7,767,000 |
| Risk-weighted assets | 60,846,000 | 60,618,000 | 61,488,000 | 64,700,000 |