Call reports 2008
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2008
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,185,000 | 79,714,000 | 73,669,000 | 75,161,000 |
| Total loans | 50,406,000 | 50,257,000 | 53,348,000 | 53,678,000 |
| Allowance for loan losses | 403,000 | 399,000 | 401,000 | 401,000 |
| Securities available for sale | 16,727,000 | 17,302,000 | 16,010,000 | 13,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,671,000 | 66,297,000 | 58,343,000 | 60,205,000 |
| Interest-bearing deposits | 53,681,000 | 56,390,000 | 51,020,000 | 52,704,000 |
| Noninterest-bearing deposits | 7,990,000 | 9,907,000 | 7,323,000 | 7,501,000 |
| Equity capital | 7,174,000 | 7,033,000 | 7,209,000 | 7,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,219,000 | 3,292,000 | 4,335,000 |
| Interest expense | 519,000 | 960,000 | 1,379,000 | 1,766,000 |
| Net interest income | 626,000 | 1,259,000 | 1,913,000 | 2,569,000 |
| Noninterest income | 44,000 | 85,000 | 132,000 | 174,000 |
| Noninterest expense | 455,000 | 910,000 | 1,367,000 | 1,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 434,000 | 678,000 | 874,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 434,000 | 678,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,913,000 | 6,972,000 | 7,055,000 | 7,092,000 |
| Total capital | 7,316,000 | 7,371,000 | 7,456,000 | 7,493,000 |
| Risk-weighted assets | 55,088,000 | 56,037,000 | 57,484,000 | 57,535,000 |