Call reports 2007
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2007
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,845,000 | 77,185,000 | 76,386,000 | 75,117,000 |
| Total loans | 49,818,000 | 50,873,000 | 50,145,000 | 53,033,000 |
| Allowance for loan losses | 428,000 | 418,000 | 418,000 | 403,000 |
| Securities available for sale | 20,824,000 | 21,054,000 | 21,285,000 | 18,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,460,000 | 59,702,000 | 57,638,000 | 55,854,000 |
| Interest-bearing deposits | 52,946,000 | 52,908,000 | 50,735,000 | 48,791,000 |
| Noninterest-bearing deposits | 7,514,000 | 6,794,000 | 6,903,000 | 7,063,000 |
| Equity capital | 6,704,000 | 6,610,000 | 6,846,000 | 6,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,309,000 | 3,499,000 | 4,675,000 |
| Interest expense | 522,000 | 1,055,000 | 1,595,000 | 2,143,000 |
| Net interest income | 620,000 | 1,254,000 | 1,904,000 | 2,532,000 |
| Noninterest income | 48,000 | 103,000 | 156,000 | 214,000 |
| Noninterest expense | 440,000 | 884,000 | 1,336,000 | 1,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 473,000 | 724,000 | 909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 473,000 | 724,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,757,000 | 6,782,000 | 6,834,000 | 6,857,000 |
| Total capital | 7,185,000 | 7,200,000 | 7,252,000 | 7,260,000 |
| Risk-weighted assets | 54,450,000 | 56,191,000 | 55,736,000 | 57,394,000 |