Call reports 2006
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2006
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,657,000 | 71,551,000 | 75,019,000 | 76,863,000 |
| Total loans | 49,139,000 | 48,110,000 | 48,666,000 | 48,781,000 |
| Allowance for loan losses | 427,000 | 433,000 | 433,000 | 428,000 |
| Securities available for sale | 21,010,000 | 20,152,000 | 22,306,000 | 21,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,342,000 | 53,013,000 | 55,877,000 | 58,325,000 |
| Interest-bearing deposits | 47,991,000 | 47,165,000 | 49,218,000 | 51,561,000 |
| Noninterest-bearing deposits | 7,351,000 | 5,848,000 | 6,659,000 | 6,764,000 |
| Equity capital | 6,313,000 | 6,253,000 | 6,511,000 | 6,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,039,000 | 3,127,000 | 4,256,000 |
| Interest expense | 399,000 | 828,000 | 1,299,000 | 1,814,000 |
| Net interest income | 602,000 | 1,211,000 | 1,828,000 | 2,442,000 |
| Noninterest income | 41,000 | 92,000 | 144,000 | 190,000 |
| Noninterest expense | 443,000 | 890,000 | 1,331,000 | 1,771,000 |
| Provision for loan losses | 21,000 | 42,000 | 46,000 | 46,000 |
| Pretax income | 179,000 | 371,000 | 595,000 | 815,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 371,000 | 595,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,533,000 | 6,595,000 | 6,639,000 | 6,719,000 |
| Total capital | 6,960,000 | 7,028,000 | 7,072,000 | 7,147,000 |
| Risk-weighted assets | 54,764,000 | 52,092,000 | 53,354,000 | 53,008,000 |