Call reports 2004
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2004
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 74,460,000 | 73,842,000 | 77,050,000 | 77,399,000 |
| Total loans | 45,707,000 | 47,771,000 | 48,330,000 | 49,970,000 |
| Allowance for loan losses | 399,000 | 416,000 | 437,000 | 404,000 |
| Securities available for sale | 21,569,000 | 22,044,000 | 20,854,000 | 20,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,055,000 | 56,025,000 | 57,989,000 | 58,349,000 |
| Interest-bearing deposits | 49,509,000 | 49,410,000 | 50,512,000 | 51,641,000 |
| Noninterest-bearing deposits | 6,546,000 | 6,615,000 | 7,477,000 | 6,708,000 |
| Equity capital | 6,693,000 | 6,318,000 | 6,580,000 | 6,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,824,000 | 2,749,000 | 3,693,000 |
| Interest expense | 323,000 | 623,000 | 932,000 | 1,259,000 |
| Net interest income | 591,000 | 1,201,000 | 1,817,000 | 2,434,000 |
| Noninterest income | 57,000 | 103,000 | 155,000 | 201,000 |
| Noninterest expense | 435,000 | 873,000 | 1,301,000 | 1,731,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 192,000 | 389,000 | 608,000 | 820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 389,000 | 608,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,210,000 | 6,235,000 | 6,271,000 | 6,302,000 |
| Total capital | 6,609,000 | 6,651,000 | 6,708,000 | 6,706,000 |
| Risk-weighted assets | 52,543,000 | 52,203,000 | 54,095,000 | 55,550,000 |