Call reports 2003
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2003
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 75,223,000 | 74,688,000 | 74,890,000 | 75,739,000 |
| Total loans | 44,429,000 | 44,273,000 | 46,175,000 | 46,198,000 |
| Allowance for loan losses | 338,000 | 349,000 | 362,000 | 378,000 |
| Securities available for sale | 21,852,000 | 23,894,000 | 21,305,000 | 23,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,729,000 | 56,851,000 | 55,488,000 | 57,468,000 |
| Interest-bearing deposits | 51,005,000 | 49,611,000 | 47,706,000 | 49,997,000 |
| Noninterest-bearing deposits | 6,724,000 | 7,240,000 | 7,782,000 | 7,471,000 |
| Equity capital | 6,494,000 | 6,711,000 | 6,571,000 | 6,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 1,989,000 | 2,951,000 | 3,889,000 |
| Interest expense | 437,000 | 850,000 | 1,228,000 | 1,565,000 |
| Net interest income | 578,000 | 1,139,000 | 1,723,000 | 2,324,000 |
| Noninterest income | 68,000 | 175,000 | 230,000 | 272,000 |
| Noninterest expense | 423,000 | 840,000 | 1,280,000 | 1,721,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 255,000 | 485,000 | 678,000 | 859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 485,000 | 678,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,968,000 | 6,058,000 | 6,126,000 | 6,167,000 |
| Total capital | 6,306,000 | 6,407,000 | 6,488,000 | 6,545,000 |
| Risk-weighted assets | 50,373,000 | 50,582,000 | 52,991,000 | 52,044,000 |