Call reports 2002
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2002
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,923,000 | 79,084,000 | 75,762,000 | 75,240,000 |
| Total loans | 47,872,000 | 46,158,000 | 45,563,000 | 44,524,000 |
| Allowance for loan losses | 313,000 | 320,000 | 342,000 | 316,000 |
| Securities available for sale | 21,880,000 | 21,322,000 | 24,373,000 | 22,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,538,000 | 61,636,000 | 58,110,000 | 57,459,000 |
| Interest-bearing deposits | 54,899,000 | 55,738,000 | 52,398,000 | 50,786,000 |
| Noninterest-bearing deposits | 5,639,000 | 5,898,000 | 5,712,000 | 6,673,000 |
| Equity capital | 6,056,000 | 6,352,000 | 6,493,000 | 6,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,367,000 | 3,479,000 | 4,548,000 |
| Interest expense | 572,000 | 1,114,000 | 1,628,000 | 2,124,000 |
| Net interest income | 632,000 | 1,253,000 | 1,851,000 | 2,424,000 |
| Noninterest income | 62,000 | 135,000 | 215,000 | 325,000 |
| Noninterest expense | 434,000 | 875,000 | 1,313,000 | 1,823,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 239,000 | 471,000 | 716,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 471,000 | 716,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,746,000 | 5,791,000 | 5,845,000 | 5,833,000 |
| Total capital | 6,059,000 | 6,111,000 | 6,187,000 | 6,149,000 |
| Risk-weighted assets | 52,558,000 | 52,132,000 | 51,032,000 | 50,631,000 |