Call reports 2001
FIRST NATIONAL BANK OF LITCHFIELD, THE — 2001
What FIRST NATIONAL BANK OF LITCHFIELD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,415,000 | 75,241,000 | 80,313,000 | 79,691,000 |
| Total loans | 44,011,000 | 45,917,000 | 45,548,000 | 47,249,000 |
| Allowance for loan losses | 295,000 | 290,000 | 310,000 | 296,000 |
| Securities available for sale | 22,366,000 | 21,701,000 | 22,261,000 | 24,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,333,000 | 56,685,000 | 62,100,000 | 61,615,000 |
| Interest-bearing deposits | 47,499,000 | 50,870,000 | 56,571,000 | 55,578,000 |
| Noninterest-bearing deposits | 5,834,000 | 5,815,000 | 5,529,000 | 6,037,000 |
| Equity capital | 5,831,000 | 6,057,000 | 6,340,000 | 6,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,706,000 | 3,976,000 | 5,236,000 |
| Interest expense | 750,000 | 1,453,000 | 2,149,000 | 2,795,000 |
| Net interest income | 637,000 | 1,253,000 | 1,827,000 | 2,441,000 |
| Noninterest income | 47,000 | 97,000 | 198,000 | 316,000 |
| Noninterest expense | 417,000 | 839,000 | 1,264,000 | 1,801,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 236,000 | 459,000 | 699,000 | 871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 459,000 | 699,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,550,000 | 5,608,000 | 5,679,000 | 5,686,000 |
| Total capital | 5,845,000 | 5,898,000 | 5,989,000 | 5,982,000 |
| Risk-weighted assets | 47,940,000 | 49,880,000 | 51,276,000 | 53,309,000 |