Call reports 2016
BANK OF GREELEYVILLE — 2016
What BANK OF GREELEYVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,625,000 | 82,994,000 | 83,269,000 | 82,185,000 |
| Total loans | 57,563,000 | 57,685,000 | 56,877,000 | 56,022,000 |
| Allowance for loan losses | 815,000 | 910,000 | 917,000 | 764,000 |
| Securities available for sale | 13,689,000 | 11,978,000 | 11,426,000 | 11,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,473,000 | 72,689,000 | 73,797,000 | 73,189,000 |
| Interest-bearing deposits | 55,022,000 | 54,762,000 | 54,835,000 | 55,287,000 |
| Noninterest-bearing deposits | 15,451,000 | 17,927,000 | 18,962,000 | 17,902,000 |
| Equity capital | 8,980,000 | 9,123,000 | 9,221,000 | 8,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,848,000 | 2,767,000 | 3,664,000 |
| Interest expense | 97,000 | 201,000 | 282,000 | 357,000 |
| Net interest income | 838,000 | 1,647,000 | 2,485,000 | 3,307,000 |
| Noninterest income | 220,000 | 452,000 | 693,000 | 924,000 |
| Noninterest expense | 740,000 | 1,495,000 | 2,283,000 | 3,094,000 |
| Provision for loan losses | 0 | 120,000 | 160,000 | 160,000 |
| Pretax income | 318,000 | 484,000 | 735,000 | 977,000 |
| Income tax | 0 | 13,000 | 20,000 | 40,000 |
| Net income | 318,000 | 471,000 | 715,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,554,000 | 8,507,000 | 8,651,000 | 8,874,000 |
| Total capital | 9,280,000 | 9,230,000 | 9,363,000 | 9,572,000 |
| Risk-weighted assets | 58,022,000 | 57,661,000 | 56,767,000 | 55,844,000 |