Call reports 2015
BANK OF GREELEYVILLE — 2015
What BANK OF GREELEYVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,435,000 | 82,840,000 | 85,053,000 | 83,432,000 |
| Total loans | 56,148,000 | 58,665,000 | 59,844,000 | 58,260,000 |
| Allowance for loan losses | 1,126,000 | 1,148,000 | 895,000 | 924,000 |
| Securities available for sale | 15,692,000 | 16,376,000 | 15,122,000 | 15,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,713,000 | 72,480,000 | 74,231,000 | 72,759,000 |
| Interest-bearing deposits | 53,164,000 | 54,332,000 | 54,603,000 | 55,518,000 |
| Noninterest-bearing deposits | 17,549,000 | 18,148,000 | 19,628,000 | 17,241,000 |
| Equity capital | 8,555,000 | 8,194,000 | 8,628,000 | 8,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,867,000 | 2,854,000 | 3,812,000 |
| Interest expense | 107,000 | 214,000 | 319,000 | 423,000 |
| Net interest income | 822,000 | 1,653,000 | 2,535,000 | 3,389,000 |
| Noninterest income | 176,000 | 346,000 | 498,000 | 643,000 |
| Noninterest expense | 677,000 | 1,453,000 | 2,162,000 | 2,953,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 225,000 |
| Pretax income | 321,000 | 496,000 | 796,000 | 854,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 37,000 |
| Net income | 310,000 | 473,000 | 762,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,149,000 | 8,092,000 | 8,282,000 | 8,336,000 |
| Total capital | 8,858,000 | 8,839,000 | 9,022,000 | 9,076,000 |
| Risk-weighted assets | 56,350,000 | 59,353,000 | 59,025,000 | 59,078,000 |