Call reports 2014
BANK OF GREELEYVILLE — 2014
What BANK OF GREELEYVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 79,447,000 | 77,771,000 | 78,430,000 | 81,274,000 |
| Total loans | 52,621,000 | 54,449,000 | 55,021,000 | 54,325,000 |
| Allowance for loan losses | 994,000 | 1,278,000 | 1,184,000 | 1,117,000 |
| Securities available for sale | 14,047,000 | 14,257,000 | 14,219,000 | 15,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,037,000 | 68,337,000 | 68,709,000 | 71,129,000 |
| Interest-bearing deposits | 52,414,000 | 52,370,000 | 52,398,000 | 53,758,000 |
| Noninterest-bearing deposits | 17,622,000 | 15,967,000 | 16,311,000 | 17,371,000 |
| Equity capital | 7,149,000 | 7,212,000 | 7,489,000 | 7,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,877,000 | 2,827,000 | 3,775,000 |
| Interest expense | 112,000 | 225,000 | 338,000 | 451,000 |
| Net interest income | 801,000 | 1,652,000 | 2,489,000 | 3,324,000 |
| Noninterest income | -257,000 | -75,000 | 80,000 | 249,000 |
| Noninterest expense | 692,000 | 1,429,000 | 2,072,000 | 2,797,000 |
| Provision for loan losses | 90,000 | 420,000 | 440,000 | 450,000 |
| Pretax income | -238,000 | -272,000 | 57,000 | 326,000 |
| Income tax | 11,000 | 22,000 | 34,000 | 14,000 |
| Net income | -249,000 | -294,000 | 23,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,378,000 | 7,233,000 | 7,550,000 | 7,839,000 |
| Total capital | 8,072,000 | 7,326,000 | 8,252,000 | 8,570,000 |
| Risk-weighted assets | 55,705,000 | 57,546,000 | 55,670,000 | 58,078,000 |