Call reports 2013
BANK OF GREELEYVILLE — 2013
What BANK OF GREELEYVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,594,000 | 77,208,000 | 79,369,000 | 79,193,000 |
| Total loans | 52,828,000 | 53,876,000 | 55,097,000 | 53,602,000 |
| Allowance for loan losses | 944,000 | 902,000 | 1,031,000 | 930,000 |
| Securities available for sale | 10,766,000 | 12,152,000 | 13,522,000 | 13,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,442,000 | 66,501,000 | 69,705,000 | 69,688,000 |
| Interest-bearing deposits | 55,552,000 | 53,071,000 | 52,445,000 | 52,369,000 |
| Noninterest-bearing deposits | 12,891,000 | 13,430,000 | 17,260,000 | 17,319,000 |
| Equity capital | 7,859,000 | 7,420,000 | 7,352,000 | 7,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,941,000 | 2,913,000 | 3,935,000 |
| Interest expense | 161,000 | 305,000 | 433,000 | 548,000 |
| Net interest income | 817,000 | 1,636,000 | 2,480,000 | 3,387,000 |
| Noninterest income | 205,000 | 520,000 | 760,000 | 960,000 |
| Noninterest expense | 691,000 | 1,369,000 | 2,066,000 | 2,816,000 |
| Provision for loan losses | 0 | 85,000 | 310,000 | 535,000 |
| Pretax income | 331,000 | 702,000 | 864,000 | 996,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 46,000 |
| Net income | 320,000 | 679,000 | 830,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,397,000 | 7,556,000 | 7,605,000 | 7,727,000 |
| Total capital | 8,087,000 | 8,260,000 | 8,332,000 | 8,430,000 |
| Risk-weighted assets | 54,953,000 | 56,090,000 | 57,813,000 | 57,042,000 |