Call reports 2012
BANK OF GREELEYVILLE — 2012
What BANK OF GREELEYVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,209,000 | 76,953,000 | 75,777,000 | 76,484,000 |
| Total loans | 55,628,000 | 56,958,000 | 57,141,000 | 54,772,000 |
| Allowance for loan losses | 1,584,000 | 1,570,000 | 1,177,000 | 1,168,000 |
| Securities available for sale | 7,018,000 | 7,242,000 | 6,720,000 | 8,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,871,000 | 66,328,000 | 65,070,000 | 65,564,000 |
| Interest-bearing deposits | 57,993,000 | 54,427,000 | 52,684,000 | 53,490,000 |
| Noninterest-bearing deposits | 10,877,000 | 11,901,000 | 12,386,000 | 12,075,000 |
| Equity capital | 7,129,000 | 7,404,000 | 7,431,000 | 7,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,166,000 | 3,164,000 | 4,206,000 |
| Interest expense | 239,000 | 454,000 | 631,000 | 801,000 |
| Net interest income | 853,000 | 1,712,000 | 2,533,000 | 3,405,000 |
| Noninterest income | 82,000 | 233,000 | 483,000 | 676,000 |
| Noninterest expense | 668,000 | 1,345,000 | 2,105,000 | 2,825,000 |
| Provision for loan losses | 50,000 | 160,000 | 210,000 | 255,000 |
| Pretax income | 217,000 | 440,000 | 701,000 | 1,001,000 |
| Income tax | 11,000 | 23,000 | 34,000 | 45,000 |
| Net income | 206,000 | 417,000 | 667,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,787,000 | 6,838,000 | 6,888,000 | 7,177,000 |
| Total capital | 7,489,000 | 7,550,000 | 7,597,000 | 7,872,000 |
| Risk-weighted assets | 55,341,000 | 56,110,000 | 56,384,000 | 55,128,000 |