Call reports 2010
BANK OF GREELEYVILLE — 2010
What BANK OF GREELEYVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,716,000 | 73,225,000 | 74,962,000 | 76,224,000 |
| Total loans | 60,822,000 | 61,615,000 | 61,242,000 | 59,704,000 |
| Allowance for loan losses | 658,000 | 802,000 | 766,000 | 780,000 |
| Securities available for sale | 4,716,000 | 3,669,000 | 3,626,000 | 5,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,328,000 | 63,623,000 | 65,111,000 | 66,551,000 |
| Interest-bearing deposits | 51,257,000 | 54,728,000 | 55,745,000 | 56,225,000 |
| Noninterest-bearing deposits | 8,071,000 | 8,895,000 | 9,367,000 | 10,326,000 |
| Equity capital | 6,145,000 | 6,378,000 | 6,572,000 | 6,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,307,000 | 3,482,000 | 4,632,000 |
| Interest expense | 329,000 | 644,000 | 952,000 | 1,252,000 |
| Net interest income | 818,000 | 1,663,000 | 2,530,000 | 3,380,000 |
| Noninterest income | 197,000 | 396,000 | 498,000 | 629,000 |
| Noninterest expense | 716,000 | 1,346,000 | 2,038,000 | 2,788,000 |
| Provision for loan losses | 50,000 | 175,000 | 225,000 | 300,000 |
| Pretax income | 249,000 | 538,000 | 765,000 | 921,000 |
| Income tax | 0 | 0 | 7,000 | 40,000 |
| Net income | 249,000 | 538,000 | 758,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,191,000 | 6,284,000 | 6,407,000 | 6,519,000 |
| Total capital | 6,849,000 | 7,001,000 | 7,139,000 | 7,247,000 |
| Risk-weighted assets | 57,382,000 | 58,818,000 | 58,991,000 | 58,168,000 |