Call reports 2009
BANK OF GREELEYVILLE — 2009
What BANK OF GREELEYVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,769,000 | 69,469,000 | 71,798,000 | 71,554,000 |
| Total loans | 59,021,000 | 60,012,000 | 60,626,000 | 60,950,000 |
| Allowance for loan losses | 778,000 | 767,000 | 773,000 | 771,000 |
| Securities available for sale | 4,850,000 | 4,158,000 | 3,547,000 | 4,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,475,000 | 57,251,000 | 59,333,000 | 59,425,000 |
| Interest-bearing deposits | 51,937,000 | 49,945,000 | 51,210,000 | 50,783,000 |
| Noninterest-bearing deposits | 8,538,000 | 7,306,000 | 8,123,000 | 8,642,000 |
| Equity capital | 5,947,000 | 5,810,000 | 6,023,000 | 5,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,351,000 | 3,569,000 | 4,773,000 |
| Interest expense | 467,000 | 903,000 | 1,337,000 | 1,694,000 |
| Net interest income | 715,000 | 1,448,000 | 2,232,000 | 3,079,000 |
| Noninterest income | 154,000 | 328,000 | 511,000 | 551,000 |
| Noninterest expense | 636,000 | 1,352,000 | 1,958,000 | 2,604,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 306,000 |
| Pretax income | 203,000 | 364,000 | 680,000 | 720,000 |
| Income tax | 2,000 | 26,000 | 38,000 | 12,000 |
| Net income | 201,000 | 338,000 | 642,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,887,000 | 5,793,000 | 5,967,000 | 6,032,000 |
| Total capital | 6,595,000 | 6,500,000 | 6,686,000 | 6,753,000 |
| Risk-weighted assets | 56,608,000 | 56,526,000 | 57,352,000 | 57,643,000 |